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True Cost

Tool

Can I afford this?

Estimates only. Not financial advice. Your inputs stay in this browser.

Monthly net income, fixed costs, and a savings number you pick yourself. It shows what is left and whether a one-off buy fits—no lecture. Static in the browser, no account; disposable income here is a simple subtraction story, not a verdict on how you should live.

Net income is after tax and social contributions. Fixed expenses are regular bills you treat as non-negotiable this month.

Disposable this month

€1,000.00

This purchase fits within what is left.

Summary

You have about €1,000.00 left after fixed costs and savings; this purchase fits within that.

How it works

Disposable income here means net income minus fixed monthly expenses and your savings target. If that number is zero or negative, the "months to save" line does not apply until inputs change.