Calculator
Can I afford this purchase?
Estimates only. Not financial advice. Your inputs stay in this browser.
This calculator answers whether one planned purchase fits the money left after typical monthly bills and the savings amount you set—not item fees (use Real total) or subscription rows (use Subscription stack). You enter monthly net income, fixed expenses, a savings target, and one price; you get what is disposable this month and a rough months-to-save count. Browser-only subtraction, not a budget app and not advice.
Net income is after tax and social contributions. Fixed expenses are regular bills you treat as non-negotiable this month.
Disposable this month
€1,000.00
This purchase fits within what is left.
Summary
You have about €1,000.00 left after fixed costs and savings; this purchase fits within that.
How it works
Disposable income here means net income minus fixed monthly expenses and your savings target. If that number is zero or negative, the "months to save" line does not apply until inputs change.