Calculator

Real total at checkout (tax, fees, first year)

Estimates only. Not financial advice. Your inputs stay in this browser.

This page estimates the true cost of a purchase after tax, delivery, service fees, an optional tip, and optional small monthly add-ons—so you see an upfront total and a simple first-year figure, not whether the month can carry it (that is “Can I afford this?”) or habit repeats (Routine cost). Runs locally; the tax line is a receipt-style sketch, not precision filing.

Item price (EUR)VAT or tax (%)DeliveryService feeTip (optional)Maintenance / month (optional)

VAT is applied to the item price only. Add delivery, fees, and tip after that—like many receipts.

Upfront total

€360.80

First-year total

€360.80

Summary

Upfront you pay €360.80 in total; with no ongoing maintenance, your first-year total matches the upfront amount.

Breakdown

Item price€299.00
VAT or tax on item€56.81
Delivery€4.99
Service fee€0.00
Tip€0.00
Upfront total€360.80

How it works

VAT is calculated on the item price only. Delivery, service fees, and tip are added after that—similar to many receipts. Maintenance multiplies by twelve for a first-year view.